Steve Muehler - Real Estate Loans Originates and Underwrites Residential Real Estate Loans for Non-Owner Occupied “Spec Homes”. Steve Muehler - Real Estate Loans offers Flexible Solutions for Financing of Residential “Spec Home” Properties, using a “common sense approach of financing that allows Steve Muehler - Real Estate Loans to offer flexible Real Estate Financing options to meet the unique needs of Real Estate Investors in today’s market.”

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Steve Muehler - Real Estate Loans' Residential Real Estate Financing Program is an excellent alternative because Steve Muehler - Real Estate Loans focuses on the “Value of the Property” and its “Revenue Generating Potential”, thus eliminating the personal income reporting requirements of traditional loan.

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TIER I - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  780+

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.25% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required 

TIER II - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  740 to 779

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.50% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required

TIER III - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  680 to 739

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.75% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required

Key Contact:

STEVE MUEHLER - REAL ESTATE LOANS

1055 West 7th Street

Los Angeles, California 90177

Phone: (310) 463-5122

Email: Steve@SteveMuehler.com

TIER IV - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  640 to 679

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 2.00% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required