
Steve Muehler - Real Estate Loans Originates, Underwrites and Services Commercial Real Estate Loans for Office Properties. Steve Muehler - Real Estate Loans offers Flexible Solutions for Financing of Commercial Office Properties, using a “common sense approach of financing that allows Steve Muehler - Real Estate Loans to offer flexible Real Estate Financing options to meet the unique needs of Real Estate Investors in today’s market.”
Steve Muehler - Real Estate Loans’ Commercial Real Estate Financing Program is an excellent alternative because Steve Muehler - Real Estate Loans focuses on the “Value of the Property” and its “Revenue Generating Potential”, thus eliminating the personal income reporting requirements of traditional loan.
OFFICE LOANS (Conventional):
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Financing Amount:
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Minimum: $1,000,000 USD
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Maximum: Unlimited
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Locations:
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United States (all 50 States)
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Maximum Loan To "As-Is Value":
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80% (up to 85% possible)
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Loan Terms:
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3 to 15 years
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Amortization
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15 to 30 years
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Debt Service Ration:
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1.25 to 1.55
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Lender Fee:
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1% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
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Loan Types:
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Purchase
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Rate & Term Refinance
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Cash-out Refinance (cash-out must be used for business purposes).
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Construction (more info below)
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Recourse:
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Non-Recourse;
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Limited Recourse; and
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Full Recourse options
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Current Rates (updated weekly):
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3YR: 2.42% to 4.17%
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5YR: 2.61% to 4.36%
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7YR: 2.90% to 4.65%
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10YR: 3.18% to 4.93%
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15YR: 3.68% to 5.93%
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Prepay Penalty Structures:
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Yield Maintenance;
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Breakfunding;
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Declining (step-down) prepay penalty; or
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Specialty Structured
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Upfront Cost:
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Borrower to obtain a Commercial MAI Appraisal of the Subject Property.
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Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
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-
Borrower Financials:
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Refinances
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Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
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-
Purchase:
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Complete Business Plan with a Five Year Financial Proforma Statement.
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-
Construction:
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Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
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-
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Applications from the following are accepted:
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A Principal Member of the Borrowing Entity;
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A Mortgage Broker actively registered with the NMLS;
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An attorney representing the Borrower; and/or
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A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
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No unregistered broker submissions will be reviewed or considered under any circumstances.
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OFFICE LOANS (CMBS & 144A):
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Financing Amount:
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Minimum: $2,000,000 USD
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Maximum: Unlimited
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Locations:
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United States (all 50 States) & Canada
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Maximum Loan To "As-Is Value" or "As-Completed" Value:
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75%
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Loan Terms:
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5 to 10 years
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Amortization
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20 to 30 years
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Debt Service Ration:
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1.25
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Lender Fee:
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2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
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Loan Types:
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Purchase
-
Rate & Term Refinance
-
Cash-out Refinance (cash-out must be used for business purposes).
-
Construction (more info below)
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-
Recourse:
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Non-Recourse with "Bad Boy Carve Outs"
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Current Rates (updated weekly):
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5YR: 2.36% to 3.86%
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7YR: 2.50% to 4.00%
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10YR: 2.64% to 4.14%
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Prepay Penalty Structures:
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Yield Maintenance; and
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Defeasance
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Upfront Cost:
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Borrower to obtain a Commercial MAI Appraisal of the Subject Property.
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Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
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A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
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A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
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No unregistered broker submissions will be reviewed or considered under any circumstances.
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OFFICE LOANS (Insurance Co.):
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Financing Amount:
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Minimum: $5,000,000 USD
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Maximum: Unlimited
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Locations:
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United States (all 50 States) & Canada
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Maximum Loan To "As-Is Value":
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60% to 75%
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Loan Terms:
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5 to 30 years
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Amortization
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15 to 30 years
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Debt Service Ration:
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1.25 to 1.35
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Lender Fee:
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2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
-
-
Loan Types:
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Purchase
-
Rate & Term Refinance
-
Cash-out Refinance (cash-out must be used for business purposes).
-
Construction (more info below)
-
-
Recourse:
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Non-Recourse;
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Limited Recourse; or
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Full Recourse
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-
Current Rates (updated weekly):
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5YR: 2.11% to 3.86%
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7YR: 2.40% to 4.15%
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10YR: 2.68% to 4.43%
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20/30RY: 3.45% to 5.20%
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Prepay Penalty Structures:
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Yield Maintenance;
-
Breakfunding; or
-
Declining (Step Down) Prepay
-
-
Upfront Cost:
-
Borrower to obtain a Commercial MAI Appraisal of the Subject Property.
-
Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
-
A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
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No unregistered broker submissions will be reviewed or considered under any circumstances.
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Key Contact:
STEVE MUEHLER - REAL ESTATE LOANS
1055 West 7th Street
Los Angeles, California 90177
Phone: (877) 259-8066
Email: Steve@SteveMuehler.com
OFFICE LOANS (FHA / HUD):
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Financing Amount:
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Minimum: $5,000,000 USD
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Maximum: Unlimited
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Locations:
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United States (all 50 States)
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Maximum Loan To "As-Is Value":
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83.3%
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Loan Terms:
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30 to 40 years
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Amortization
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30 to 40 years
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Debt Service Ration:
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1.15 to 1.20
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Lender Fee:
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2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
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-
Loan Types:
-
Purchase
-
Rate & Term Refinance
-
Cash-out Refinance (cash-out must be used for business purposes).
-
Construction (more info below)
-
-
Recourse:
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Non-Recourse with Bad Boy Carve Outs
-
-
Current Rates (updated weekly):
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30YR: 2.04% to 3.54%
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40YR: 2.44% to 3.94%
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Prepay Penalty Structures:
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Declining (Step Down) Prepay
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Upfront Cost:
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Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial FHA Guidelines.
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Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
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A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
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No unregistered broker submissions will be reviewed or considered under any circumstances.
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OFFICE LOANS (SBA Loans):
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Financing Amount:
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Minimum: $1,000,000 USD
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Locations:
- United States (all 50 States)
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Maximum Loan To "As-Is Value":
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85% to 90%
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Loan Terms:
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5 to 15 years
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Amortization
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15 to 30 years
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Debt Service Ration:
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1.15 to 1.20
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Lender Fee:
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2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
-
-
Loan Types:
-
Purchase
-
Rate & Term Refinance
-
Cash-out Refinance (cash-out must be used for business purposes).
-
Construction (up to 80% of Costs)
-
-
Recourse:
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Full Recourse
-
-
Current Rates (updated weekly):
-
30YR: 2.04% to 3.54%
-
40YR: 2.44% to 3.94%
-
-
Prepay Penalty Structures:
-
Varying Structures
-
-
Upfront Cost:
-
Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial SBA Guidelines.
-
Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
-
A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
-
No unregistered broker submissions will be reviewed or considered under any circumstances.
-
OFFICE LOANS (Construction Loans):
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Financing Amount:
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Minimum: $1,000,000 USD
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Locations:
- United States (all 50 States) & Canada
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Maximum Loan To Cost:
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85% to 90% of Cost
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Loan Terms:
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12 Months to 36 Months
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Amortization
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Interest Only
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Take Out Loan:
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Must be Approved by PPM
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Lender Fee:
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3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
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Loan Types:
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Construction
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Renovation
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New Development
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Recourse:
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Non-Recourse
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Asset Pledge
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Current Rates (updated weekly):
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1YR: 5.00% to 8.75%
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2YR: 5.00% to 9.25%
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3RY: 5.10% to 9.75%
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Prepay Penalty Structures:
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Varying Structures
-
-
Upfront Cost:
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Borrower to obtain a Commercial MAI Appraisal consisting of the below three items (all three are mandatory):
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"As-Is" value
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"As-Completed" value
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Rental Market Analysis in the improved condition.
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-
Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
-
A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
-
No unregistered broker submissions will be reviewed or considered under any circumstances.
-
OFFICE LOANS (Bridge Loans):
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Financing Amount:
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Minimum: $3,000,000 USD
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Locations:
- United States (all 50 States)
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Maximum Loan To "As-Is Value":
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75%
-
-
Loan Terms:
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1 to 3 years
-
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Amortization
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Interest Only
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-
Debt Service Ration:
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1.10 to 1.25
-
-
Lender Fee:
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3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
-
-
Loan Types:
-
Purchase
-
Cash-out Refinance (cash-out must be used for business purposes).
-
Construction
-
-
Recourse:
-
Varying Types of Recourse
-
-
Current Rates (updated weekly):
-
1YR: 4.75% to 11.25%
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2YR: 5.25% to 12.25%
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3YR: 5.75% to 13.25%
-
-
Prepay Penalty Structures:
-
Varying Structures
-
-
Upfront Cost:
-
Borrower to obtain a Commercial MAI Appraisal.
-
Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
-
A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
-
No unregistered broker submissions will be reviewed or considered under any circumstances.
-
OFFICE LOANS (Mezzanine Loans):
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Financing Amount:
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Minimum: $1,000,000 USD
-
-
Locations:
- United States (all 50 States)
-
Maximum Loan To "As-Is Value":
-
75%
-
-
Loan Terms:
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5 to 7 years
-
-
Amortization
-
Interest Only
-
-
Debt Service Ration:
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1.10 to 1.25
-
-
Lender Fee:
-
3% to 4% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing.
-
-
Loan Types:
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Purchase
-
Refinance
-
Cash-out Refinance (cash-out must be used for business purposes).
-
-
Recourse:
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100% Pledge of all Securities of the Borrowing Entity
-
-
Current Rates (updated weekly):
-
5YR: 4.35% to 7.35%
-
7YR: 5.00% to 8.00%
-
10YR: 5.65% to 8.65%
-
-
Prepay Penalty Structures:
-
Varying Structures
-
-
Upfront Cost:
-
Borrower to obtain a Commercial MAI Appraisal.
-
Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses.
-
-
Borrower Financials:
-
Refinances
-
Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement
-
-
Purchase:
-
Complete Business Plan with a Five Year Financial Proforma Statement.
-
-
Construction:
-
Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.
-
-
-
Applications from the following are accepted:
-
A Principal Member of the Borrowing Entity;
-
A Mortgage Broker actively registered with the NMLS;
-
An attorney representing the Borrower; and/or
-
A Registered Financial Advisor (FINRA / SEC) representing the Borrower.
-
No unregistered broker submissions will be reviewed or considered under any circumstances.
-