Steve Muehler - Real Estate Loans Originates, Underwrites and Services Commercial Real Estate Loans for Office Properties. Steve Muehler - Real Estate Loans offers Flexible Solutions for Financing of Commercial Office Properties, using a “common sense approach of financing that allows Steve Muehler - Real Estate Loans to offer flexible Real Estate Financing options to meet the unique needs of Real Estate Investors in today’s market.”

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Steve Muehler - Real Estate Loans’ Commercial Real Estate Financing Program is an excellent alternative because Steve Muehler - Real Estate Loans focuses on the “Value of the Property” and its “Revenue Generating Potential”, thus eliminating the personal income reporting requirements of traditional loan.

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OFFICE LOANS (Conventional):

• Financing Amount:

  • Minimum: $1,000,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Maximum Loan To "As-Is Value":

  • 80% (up to 85% possible)

• Loan Terms:

  • 3 to 15 years

• Amortization

  • 15 to 30 years​

• Debt Service Ration:

  • 1.25 to 1.55

• Lender Fee:

  • 1% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Rate & Term Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction  (more info below)​​

• Recourse:

  • Non-Recourse;

  • Limited Recourse; and

  • Full Recourse options

• Current Rates (updated weekly):​

  • 3YR:     2.42% to 4.17%​

  • 5YR:     2.61% to 4.36%

  • 7YR:     2.90% to 4.65%

  • 10YR:   3.18% to 4.93%

  • 15YR:   3.68% to 5.93%​

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• Prepay Penalty Structures:

  • Yield Maintenance;

  • Breakfunding;

  • Declining (step-down) prepay penalty; or

  • Specialty Structured

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (CMBS & 144A):

• Financing Amount:

  • Minimum: $2,000,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States) & Canada

• Maximum Loan To "As-Is Value" or "As-Completed" Value:

  • 75%

• Loan Terms:

  • 5 to 10 years

• Amortization

  • 20 to 30 years​

• Debt Service Ration:

  • 1.25 

• Lender Fee:

  • 2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Rate & Term Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction  (more info below)​​

• Recourse:

  • Non-Recourse with "Bad Boy Carve Outs"

• Current Rates (updated weekly):​​

  • 5YR:     2.36% to 3.86%

  • 7YR:     2.50% to 4.00%

  • 10YR:   2.64% to 4.14%

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• Prepay Penalty Structures:

  • Yield Maintenance; and

  • Defeasance

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (Insurance Co.):

• Financing Amount:

  • Minimum: $5,000,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States) & Canada

• Maximum Loan To "As-Is Value":

  • 60% to 75%

• Loan Terms:

  • 5 to 30 years

• Amortization

  • 15 to 30 years​

• Debt Service Ration:

  • 1.25 to 1.35

• Lender Fee:

  • 2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Rate & Term Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction  (more info below)​​

• Recourse:

  • Non-Recourse;

  • Limited Recourse; or

  • Full Recourse

• Current Rates (updated weekly):​​

  • 5YR:     2.11% to 3.86%

  • 7YR:     2.40% to 4.15%

  • 10YR:   2.68% to 4.43%

  • 20/30RY:  3.45% to 5.20%

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• Prepay Penalty Structures:

  • Yield Maintenance; 

  • Breakfunding; or

  • Declining (Step Down) Prepay

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

Key Contact:

STEVE MUEHLER - REAL ESTATE LOANS

1055 West 7th Street

Los Angeles, California 90177

Phone: (310) 463-5122

Email: Steve@SteveMuehler.com

OFFICE LOANS (FHA / HUD):

• Financing Amount:

  • Minimum: $5,000,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States) 

• Maximum Loan To "As-Is Value":

  • 83.3%

• Loan Terms:

  • 30 to 40 years

• Amortization

  • 30 to 40 years​

• Debt Service Ration:

  • 1.15 to 1.20

• Lender Fee:

  • 2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Rate & Term Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction  (more info below)​​

• Recourse:

  • Non-Recourse with Bad Boy Carve Outs

• Current Rates (updated weekly):​​

  • 30YR:    2.04% to 3.54%

  • 40YR:    2.44% to 3.94%

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• Prepay Penalty Structures:​

  • Declining (Step Down) Prepay

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial FHA Guidelines.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (SBA Loans):

• Financing Amount:

  • Minimum: $1,000,000 USD

• ​Locations:

  • ​United States (all 50 States)

• Maximum Loan To "As-Is Value":

  • 85% to 90%

• Loan Terms:

  • 5 to 15 years

• Amortization

  • 15 to 30 years​

• Debt Service Ration:

  • 1.15 to 1.20

• Lender Fee:

  • 2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Rate & Term Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction (up to 80% of Costs)

• Recourse:

  • Full Recourse

• Current Rates (updated weekly):​​

  • 30YR:    2.04% to 3.54%

  • 40YR:    2.44% to 3.94%

​

• Prepay Penalty Structures:​

  • Varying Structures

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial SBA Guidelines.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (Construction Loans):

• Financing Amount:

  • Minimum: $1,000,000 USD

• ​Locations:

  • ​United States (all 50 States) & Canada

• Maximum Loan To Cost:

  • 85% to 90% of Cost

• Loan Terms:

  • 12 Months to 36 Months

• Amortization

  • Interest Only

• Take Out Loan:

  • Must be Approved by PPM

• Lender Fee:

  • 3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:​

  • Construction

  • Renovation

  • New Development

• Recourse:

  • Non-Recourse

  • Asset Pledge

• Current Rates (updated weekly):​​

  • 1YR:    5.00% to 8.75%

  • 2YR:    5.00% to 9.25%

  • 3RY:    5.10% to 9.75%

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• Prepay Penalty Structures:​

  • Varying Structures

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal consisting of the below three items (all three are mandatory):

    • "As-Is" value​

    • "As-Completed" value

    • Rental Market Analysis in the improved condition. 

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (Bridge Loans):

• Financing Amount:

  • Minimum: $3,000,000 USD

• ​Locations:

  • ​United States (all 50 States)

• Maximum Loan To "As-Is Value":

  • 75%

• Loan Terms:

  • 1 to 3 years

• Amortization

  • Interest Only

• Debt Service Ration:

  • 1.10 to 1.25

• Lender Fee:

  • 3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Cash-out Refinance (cash-out must be used for business purposes).

  • Construction 

• Recourse:

  • Varying Types of Recourse

• Current Rates (updated weekly):​​

  • 1YR:     4.75% to 11.25%

  • 2YR:     5.25% to 12.25%

  • 3YR:     5.75% to 13.25%

​

• Prepay Penalty Structures:​

  • Varying Structures

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

OFFICE LOANS (Mezzanine Loans):

• Financing Amount:

  • Minimum: $1,000,000 USD

• ​Locations:

  • ​United States (all 50 States)

• Maximum Loan To "As-Is Value":

  • 75%

• Loan Terms:

  • 5 to 7 years

• Amortization

  • Interest Only

• Debt Service Ration:

  • 1.10 to 1.25

• Lender Fee:

  • 3% to 4% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

• Loan Types:

  • Purchase

  • Refinance

  • Cash-out Refinance (cash-out must be used for business purposes).

• Recourse:

  • 100% Pledge of all Securities of the Borrowing Entity

• Current Rates (updated weekly):​​

  • 5YR:     4.35% to 7.35%

  • 7YR:     5.00% to 8.00%

  • 10YR:   5.65% to 8.65%

​

• Prepay Penalty Structures:​

  • Varying Structures

• Upfront Cost:

  • Borrower to obtain a Commercial MAI Appraisal.

  • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

• Borrower Financials:

  • Refinances

    • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

  • Purchase:

    • Complete Business Plan with a Five Year Financial Proforma Statement.

  • Construction:

    • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

• Applications from the following are accepted:

  • A Principal Member of the Borrowing Entity;​

  • A Mortgage Broker actively registered with the NMLS;

  • An attorney representing the Borrower; and/or

  • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

  • No unregistered broker submissions will be reviewed or considered under any circumstances. 

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