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Steve Muehler - Real Estate Loans Originates, Underwrites and Services Commercial Real Estate Loans for Healthcare Properties. Steve Muehler - Real Estate Loans offers Flexible Solutions for Financing of Commercial Healthcare Properties, using a “common sense approach of financing that allows Steve Muehler - Real Estate Loans to offer flexible Real Estate Financing options to meet the unique needs of Real Estate Investors in today’s market.”

Steve Muehler - Real Estate Loans' Commercial Real Estate Financing Program is an excellent alternative because Steve Muehler - Real Estate Loans focuses on the “Value of the Property” and its “Revenue Generating Potential”, thus eliminating the personal income reporting requirements of traditional loan.

HEALTHCARE LOANS (Conventional):

  • Financing Amount:

    • Minimum: $1,000,000 USD

    • Maximum: Unlimited

  • Locations:

    • United States (all 50 States)

  • Maximum Loan To "As-Is Value":

    • 80% (up to 85% possible)

  • Loan Terms:

    • 3 to 15 years

  • Amortization

    • 15 to 30 years​

  • Debt Service Ration:

    • 1.25 to 1.55

  • Lender Fee:

    • 1% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Rate & Term Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction  (more info below)​​

  • Recourse:

    • Non-Recourse;

    • Limited Recourse; and

    • Full Recourse options

  • Current Rates (updated weekly):​

    • 3YR:     2.42% to 4.17%​

    • 5YR:     2.61% to 4.36%

    • 7YR:     2.90% to 4.65%

    • 10YR:   3.18% to 4.93%

    • 15YR:   3.68% to 5.93%

​​

  • Prepay Penalty Structures:

    • Yield Maintenance;

    • Breakfunding;

    • Declining (step-down) prepay penalty; or

    • Specialty Structured

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

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HEALTHCARE LOANS (CMBS & 144A):

  • Financing Amount:

    • Minimum: $2,000,000 USD

    • Maximum: Unlimited

  • Locations:

    • United States (all 50 States) & Canada

  • Maximum Loan To "As-Is Value" or "As-Completed" Value:

    • 75%

  • Loan Terms:

    • 5 to 10 years

  • Amortization

    • 20 to 30 years​

  • Debt Service Ration:

    • 1.25 

  • Lender Fee:

    • 2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Rate & Term Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction  (more info below)​​

  • Recourse:

    • Non-Recourse with "Bad Boy Carve Outs"

  • Current Rates (updated weekly):​

    • 5YR:     2.36% to 3.86%

    • 7YR:     2.50% to 4.00%

    • 10YR:   2.64% to 4.14%

  • Prepay Penalty Structures:

    • Yield Maintenance; and

    • Defeasance

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

HEALTHCARE LOANS (Insurance Co.):

  • Financing Amount:

    • Minimum: $5,000,000 USD

    • Maximum: Unlimited

  • Locations:

    • United States (all 50 States) & Canada

  • Maximum Loan To "As-Is Value":

    • 60% to 75%

  • Loan Terms:

    • 5 to 30 years

  • Amortization

    • 15 to 30 years​

  • Debt Service Ration:

    • 1.25 to 1.35

  • Lender Fee:

    • 2% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Rate & Term Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction  (more info below)​​

  • Recourse:

    • Non-Recourse;

    • Limited Recourse; or

    • Full Recourse

  • Current Rates (updated weekly):​

    • 5YR:     2.11% to 3.86%

    • 7YR:     2.40% to 4.15%

    • 10YR:   2.68% to 4.43%

    • 20/30RY:  3.45% to 5.20%

  • Prepay Penalty Structures:

    • Yield Maintenance; 

    • Breakfunding; or

    • Declining (Step Down) Prepay

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal of the Subject Property.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

Key Contact:

STEVE MUEHLER - REAL ESTATE LOANS

1055 West 7th Street

Los Angeles, California 90177

Phone: (310) 463-5122

Email: Steve@SteveMuehler.com

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HEALTHCARE LOANS (FHA / HUD):

  • Financing Amount:

    • Minimum: $5,000,000 USD

    • Maximum: Unlimited

  • Locations:

    • United States (all 50 States) 

  • Maximum Loan To "As-Is Value":

    • 83.3%

  • Loan Terms:

    • 30 to 40 years

  • Amortization

    • 30 to 40 years​

  • Debt Service Ration:

    • 1.15 to 1.20

  • Lender Fee:

    • 2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Rate & Term Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction  (more info below)​​

  • Recourse:

    • Non-Recourse with Bad Boy Carve Outs

  • Current Rates (updated weekly):​

    • 30YR:    2.04% to 3.54%

    • 40YR:    2.44% to 3.94%

  • Prepay Penalty Structures:

    • Declining (Step Down) Prepay

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial FHA Guidelines.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

HEALTHCARE LOANS (SBA Loans):

  • Financing Amount:

    • Minimum: $1,000,000 USD

  • Locations:

    • United States (all 50 States)
  • Maximum Loan To "As-Is Value":

    • 85% to 90%

  • Loan Terms:

    • 5 to 15 years

  • Amortization

    • 15 to 30 years​

  • Debt Service Ration:

    • 1.15 to 1.20

  • Lender Fee:

    • 2% to 3% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Rate & Term Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction (up to 80% of Costs)

  • Recourse:

    • Full Recourse

  • Current Rates (updated weekly):​

    • 30YR:    2.04% to 3.54%

    • 40YR:    2.44% to 3.94%

  • Prepay Penalty Structures:

    • Varying Structures

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal of the Subject Property that is in strict compliance with Commercial SBA Guidelines.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

HEALTHCARE LOANS (Construction Loans):

  • Financing Amount:

    • Minimum: $1,000,000 USD

  • Locations:

    • United States (all 50 States) & Canada
  • Maximum Loan To Cost:

    • 85% to 90% of Cost

  • Loan Terms:

    • 12 Months to 36 Months

  • Amortization

    • Interest Only

  • Take Out Loan:

    • Must be Approved by PPM

  • Lender Fee:

    • 3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Construction

    • Renovation

    • New Development

  • Recourse:

    • Non-Recourse

    • Asset Pledge

  • Current Rates (updated weekly):​

    • 1YR:    5.00% to 8.75%

    • 2YR:    5.00% to 9.25%

    • 3RY:    5.10% to 9.75%

  • Prepay Penalty Structures:

    • Varying Structures

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal consisting of the below three items (all three are mandatory):

      • "As-Is" value​

      • "As-Completed" value

      • Rental Market Analysis in the improved condition. 

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

HEALTHCARE LOANS (Bridge Loans):

  • Financing Amount:

    • Minimum: $3,000,000 USD

  • Locations:

    • United States (all 50 States)
  • Maximum Loan To "As-Is Value":

    • 75%

  • Loan Terms:

    • 1 to 3 years

  • Amortization

    • Interest Only

  • Debt Service Ration:

    • 1.10 to 1.25

  • Lender Fee:

    • 3% to 5% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Cash-out Refinance (cash-out must be used for business purposes).

    • Construction 

  • Recourse:

    • Varying Types of Recourse

  • Current Rates (updated weekly):​

    • 1YR:     4.75% to 11.25%

    • 2YR:     5.25% to 12.25%

    • 3YR:     5.75% to 13.25%

  • Prepay Penalty Structures:

    • Varying Structures

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances. 

HEALTHCARE LOANS (Mezzanine Loans):

  • Financing Amount:

    • Minimum: $1,000,000 USD

  • Locations:

    • United States (all 50 States)
  • Maximum Loan To "As-Is Value":

    • 75%

  • Loan Terms:

    • 5 to 7 years

  • Amortization

    • Interest Only

  • Debt Service Ration:

    • 1.10 to 1.25

  • Lender Fee:

    • 3% to 4% of the Loan Amount Deducted from Loan Proceeds or Paid by the Borrower at time of Loan Closing. 

  • Loan Types:

    • Purchase

    • Refinance

    • Cash-out Refinance (cash-out must be used for business purposes).

  • Recourse:

    • 100% Pledge of all Securities of the Borrowing Entity

  • Current Rates (updated weekly):​

    • 5YR:     4.35% to 7.35%

    • 7YR:     5.00% to 8.00%

    • 10YR:   5.65% to 8.65%

  • Prepay Penalty Structures:

    • Varying Structures

  • Upfront Cost:

    • Borrower to obtain a Commercial MAI Appraisal.

    • Steve Muehler - Real Estate Loans does not have any upfront costs / fees / expenses. 

  • Borrower Financials:

    • Refinances

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement, and a Complete Construction Budget.

  • Applications from the following are accepted:

    • A Principal Member of the Borrowing Entity;​

    • A Mortgage Broker actively registered with the NMLS;

    • An attorney representing the Borrower; and/or

    • A Registered Financial Advisor (FINRA / SEC) representing the Borrower.

    • No unregistered broker submissions will be reviewed or considered under any circumstances.